- CHFAU launches as a MiCAR-compliant Swiss franc stablecoin under BaFin oversight.
- The token targets institutional settlement, treasury, and cross-border liquidity needs.
- AllUnity expands to a dual-currency model with both EURAU and CHFAU live.
AllUnity has introduced CHFAU, a Swiss franc-backed stablecoin structured to comply with the European Union’s Markets in Crypto-Assets Regulation (MiCAR). The digital token, pegged 1:1 to the Swiss franc and supported by segregated reserves, is aimed at institutional and corporate users seeking regulated tools for payments, settlement, treasury, and liquidity management.
The launch expands AllUnity’s currency lineup beyond its existing euro-denominated stablecoin and positions the platform within Europe’s evolving digital asset framework.
MiCAR-Compliant CHF Token Targets Institutions
CHFAU is issued as an e-money token and is available on Ethereum as an ERC-20 asset. AllUnity stated that access will be limited to institutional and professional investors through its minting platform. The company plans to extend availability to additional blockchain networks later this year.
The stablecoin operates under oversight tied to Germany’s Federal Financial Supervisory Authority, BaFin, following AllUnity’s acquisition of an E-Money Institution license in July 2025. In addition, the regulatory approval previously enabled the launch of EURAU, the platform’s euro-backed token. By adding a Swiss franc instrument, AllUnity is introducing a second fiat currency within its regulated digital money framework.
Alexander Höptner, chief executive officer of AllUnity, said the rollout shows demand for a compliant digital Swiss franc and described it as part of a broader effort to develop regulated infrastructure for cross-border liquidity and settlement.
Backing and Market Context
AllUnity is backed by DWS, Deutsche Bank’s asset management arm, along with Flow Traders and Galaxy. The venture has positioned its products for use in corporate treasury operations, digital asset markets, and international payments.
Although AllUnity describes CHFAU as the first Swiss franc stablecoin fully compliant with MiCAR, it is not the first token pegged to the currency. Data from DefiLlama shows that other CHF-linked stablecoins already exist, including Frankencoin (ZCHF), VNX Swiss Franc (VCHF), and Hedera Swiss Franc (HCHF). However, CHFAU’s structure under MiCAR and BaFin supervision differentiates it within the European regulatory environment.
The introduction of CHFAU adds to the growing number of regulated stablecoins issued in Europe following MiCAR’s implementation. With both euro and Swiss franc tokens now live, AllUnity is advancing a multi-currency strategy designed for institutional use cases within a compliance-focused framework.
Related: Stablecoin Market Hits $307B as 39% of Users Now Earn in Stablecoins
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