The competition for blockchain payments is escalating as virtual currencies become more mainstream in the world of traditional finance. Stellar (XLM) has long been the tried-and-true winner of inexpensive, rapid cross-border transfers, but a new wave of payment tokens is catching up.
Among them is a generation-next utility crypto commonly called “XRP 2.0” capable of bridging real-world transactions easily between digital assets and traditional banking rails. What the question now hinges on is which network actually has the capacity to change cross-border payments at scale.
Stellar (XLM) Remains Strong in the Market
Stellar (XLM) continues to be robust in the payment segment. The cryptocurrency is quoted at $0.3199, which is 2.99% above in the past 24 hours, with a market capitalization of $10.29 billion. The volume over the past 24 hours is down by 13.48% at $172.61 million, a sign that investors are taking positions after the recent market fluctuations.
Built for cross-border transactions and tokenized assets, Stellar’s network remains one of the most advanced real-time settlement systems. Deals with financial institutions and NGOs have enabled XLM to remain in the running amid growing competition from newer DeFi rivals and Layer-2 competitors.
However, rising gas fees on legacy networks and the need for real-time FX integration are providing an opportunity for next-generation platforms.
New Emerging Crypto Sights Same Market
On the other hand, another fast-growing DeFi initiative named Remittix (RTX) is making global waves by solving the same $19 trillion problem of cross-border payments that Stellar and Ripple first sought to solve. For a token price of $0.1166, Remittix has raised over $27.7 million in private funding, which proves high institutional and early-buyer backing.
The project has also locked in future listings on BitMart and LBANK, is fully audited by CertiK, and is the #1 ranked pre-launch token on the blockchain auditor’s leaderboard. Community beta testing for the Remittix wallet is also currently underway, supported by a referral system offering 15% USDT rewards and a $250,000 giveaway campaign to spur early adoption.
Why This Crypto Is Building Momentum
- Real-world use case: direct crypto-to-bank transfers in 30 nations
- Secured by CertiK for security and transparency
- Future listings on CEX for better liquidity and accessibility
- 15% USDT referral rewards for frequent users
- Valued as a low gas fee cryptocurrency project with global presence
RTX vs XLM: A New Era for Global Payments
Where XLM relies on years of institutional partnership, newer players like Remittix are redefining the possibilities of cross-chain DeFi solutions and real-world payment rails.
There is one use case they share: borderless finance that connects crypto and everyday money. But with bleeding-edge wallet integration, audited transparency, and strong private-funding momentum, Remittix may be the next great leap forward for blockchain payments.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
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