- Ripple Payments and RLUSD now power faster, traceable aid transfers for major NGOs.
- World Central Kitchen, Water.org, GiveDirectly, and Mercy Corps integrate real-time payouts.
- Stablecoin rails target crisis response speed, lower costs, and financial access at scale.
Ripple expanded its humanitarian work by teaming up with World Central Kitchen, Water.org, GiveDirectly, and Mercy Corps to move money faster and with full traceability. The company said its Ripple Payments platform and Ripple USD (RLUSD) now sit at the center of these programs, letting teams send assistance in real time without slow correspondent banking. The goal is to reach vulnerable communities faster and show where every dollar goes.
Real-Time Payouts, Clear Audit Trails
The new setups run 24/7, settle near instantly, and keep a verifiable record of each transfer. Ripple framed RLUSD as the dollar-backed unit that keeps values stable across borders while its payments software routes the funds.
Leadership said the push shows how blockchain shortens payout times and closes visibility gaps that have long hampered relief logistics. Faster confirmations mean quicker food, water, and cash in the field.
This innovation allows aid groups to move funds securely in real time, 24 hours a day. Ripple’s stablecoin, RLUSD, adds reliability by offering a dollar-backed asset that simplifies aid distribution. Monica Long, President of Ripple, said the initiative reflects how blockchain technology can bridge financial gaps and help communities recover faster during crises.
Nonprofits Adopt Ripple Payments to Cut Cross-Border Friction in Aid
World Central Kitchen: Faster Funds, Faster Meals
World Central Kitchen now uses Ripple Payments and RLUSD to fund local partners on short notice, especially in regions with thin banking access. The group said hours-level settlement helps coordinators secure kitchens, transport, and supplies the same day, which expands daily meal reach when demand spikes. The clear flow of funds also strengthens partner oversight.
Water.org: Scaling From Pilots To Regional Flows
Meanwhile, Water.org is expanding its use of Ripple Payments beyond pilot programs in Latin America. The nonprofit plans to handle all regional transactions through Ripple’s system and explore further expansion into Africa and Asia. This model helps microfinance institutions provide faster and cheaper loans for clean water and sanitation solutions.
Mercy Corps: Testing Stablecoins For Crisis Cash
In Kenya, Mercy Corps Ventures is piloting parametric insurance payouts and emergency cash transfers using RLUSD. Early design work points to meaningful time savings, which matters most during disasters. The initiative tests whether stablecoins cut payout delays and protect purchasing power when local rails fail, with a focus on family-level outcomes.
Why It Matters For Inclusion
Ripple said the program advances financial inclusion by giving NGOs direct, programmable payouts that reduce intermediaries. It also aligns with efforts to serve unbanked users through mobile-first disbursements and partner wallets that can verify recipients while protecting privacy.
As RLUSD sees broader use, Ripple argues that operational data will help standardize best practices for aid groups, donors, and auditors.
Related: Ripple’s XRP Escrow Debate Resurfaces as Analysts Question Control and Circulation
The Bigger Picture For Crypto In Aid
Ripple pointed to growing RLUSD usage and an expanding partner list as evidence that stablecoin rails can scale responsibly. For NGOs, the draw is speed, cost control, and transparency. For recipients, it is reliable access to funds that arrive when needed.
The test now is execution at scale: keeping transfers fast and visible across more countries, currencies, and partners without losing the compliance and audit rigor that funders demand.
Related: Ripple Partner SBI Global Invests $200M in Evernorth’s XRP Treasury; Surpasses ¥10 Trillion in AUM
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