- Ripple’s RLUSD stablecoin approaches $1.3 billion market cap with 1,278% YTD growth.
- Multi-chain deployment across Ethereum and XRPL drives expansion and accessibility.
- Partnerships with Gemini and Mastercard accelerate institutional payment integration.
Ripple’s RLUSD stablecoin has reached approximately $1.3 billion in market capitalization, according to CoinGecko data. As of late 2025, the stablecoin posted year-to-date growth of roughly 1,278% as multiple factors converged to drive adoption.
The primary catalyst behind the surge is a strategic multi-chain deployment across both the XRP Ledger and Ethereum networks. Analyst Crypto Wendy stated that Ripple’s decision to launch RLUSD on both platforms was a smart strategy that other top crypto projects should study.
Ethereum Hosts Majority of Circulating Supply
Ethereum currently hosts approximately 80% of RLUSD’s circulating supply. The platform’s deep liquidity pools and DeFi ecosystem provide users with access to institutional-grade trading venues. The XRP Ledger portion aids fast settlement at minimal transaction costs. This has helped to create distinct value propositions for different user segments.
This multi-chain approach aligns with industry trends favoring interoperable and scalable designs. Analysts emphasize that platforms adopting cross-chain functionality position themselves better for sustained growth compared to single-blockchain alternatives.
Strategic partnerships with major financial institutions have ramped up RLUSD adoption. Ripple’s collaboration with Gemini introduced RLUSD card settlements, extending the stablecoin’s utility into real-world payment systems. A partnership involving Mastercard, Gemini, and WebBank is testing RLUSD for institutional payment flows.
These tests aim to enable faster, lower-cost transactions compared to traditional payment systems. The partnerships position RLUSD as a compelling alternative to established stablecoins like USDT and USDC in institutional payment corridors.
XRP Becomes Fastest Crypto ETF to Reach $1 Billion
Ripple CEO Brad Garlinghouse noted that XRP became the fastest crypto spot ETF to reach $1 billion in assets under management. The milestone was achieved in under four weeks. Garlinghouse stated that over 40 crypto ETFs have been launched in the United States this year alone.
The CEO identified pent-up demand for regulated crypto products as a driving factor. Vanguard’s recent policy shift opens access through traditional retirement and trading accounts for Americans.
Garlinghouse emphasized that longevity, stability, and community are themes that are underrated yet matter to this new category of off-chain crypto holders. The combination of regulatory clarity, institutional partnerships, and multi-chain architecture has positioned RLUSD for continued expansion in the stablecoin market.
Related: XRP Price Could Hit $4 by 2026 After Singapore Expanded Ripple’s MPI License – Analyst
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