Banking
Germany’s 2nd Largest Bank, DZ Bank, Gets Approval for Crypto Trading
DZ Bank has officially entered the crypto industry. The second largest bank in Germany, with more than €660 billion in assets under management (AUM), will begin to offer crypto-related services...
Japan’s Bond Yields Hit 27-Year High: Are Stablecoins Stepping In?
Japan’s 10-year government bond yield just jumped to 2.12%, the highest it’s been since 1999. Why does this matter? Because it could mean a major shift in Japan’s monetary policy....
FDIC Moves to Formalize How Banks Can Issue Stablecoins Under GENIUS Act
U.S. regulators are tightening the rules around who gets to issue stablecoins, and how. On December 16, the Federal Deposit Insurance Corporation approved a proposed rule that explains how banks...
PayPal Moves to Cut Out Partner Banks with Utah Charter Application
PayPal Holdings Inc. NASDAQ: PYPL has applied for industrial banking services in Utah, aiming to expand small business lending by reducing reliance on third-party partners. PayPal Files to Launch an...
Bank of Japan Set to Hike Rates 25 Basis Points, Bitcoin Likely to Face Selling Pressure
The Bank of Japan is expected to raise interest rates by 25 basis points at its December 18-19 policy meeting, which could put pressure on Bitcoin and other risk assets....
Itaú Backs Small Bitcoin Allocation for 2026 Amid Currency and Market Volatility
Itaú, Brazil’s largest private bank, has reaffirmed its view that Bitcoin should play a limited but defined role in diversified investment portfolios starting in 2026. In a recent research report,...
Ripple Wins Conditional OCC Approval for U.S. Trust Bank
Ripple has received conditional approval to form a national trust bank in the United States. Reacting to the news, Chief Legal Officer Stuart Alderoty said the move reflects years of...
Ripple Payments Secures First European Bank Integration as AMINA Bank Goes Live
Ripple has reached a milestone in Europe as AMINA Bank becomes the first regulated European bank to use Ripple Payments. This expands Ripple’s network of licensed payment partners worldwide. According...
OCC Debanking Review Exposes How Big US Banks Quietly Squeezed Crypto
The Office of the Comptroller of the Currency (OCC) has released preliminary findings from its review of debanking practices at the largest national banks, outlining how several institutions applied restrictions...
Riskless Crypto Trades Now OK for Banks: What This Means for Ripple’s Banking Charter
On December 9, the Office of the Comptroller of the Currency (OCC) confirmed that national banks may now engage in low-risk crypto-asset transactions. This decision responds to requests from recent...
Fitch Warns US Banks: Crypto Profits Could Trigger Credit Downgrades
Fitch Ratings, the leading global credit rating agency, has published a report on the potential risks that U.S. banks and financial institutions may face following increased digital asset involvement in...
13 Days Left: Banks Face ISO 20022 Mandate as XRP, Stellar Tout Compliance
Big financial institutions worldwide are set to complete the transition from legacy payment-messaging formats (the MT series) to ISO 20022’s XML-based MX format by 22 November 2025. The deadline has...
Banks Are the Enemy? Deaton Backs Armstrong’s Clash with Wall Street
Coinbase CEO Brian Armstrong stood before lawmakers on Capitol Hill and accused Wall Street banks of trying to kill stablecoin rewards. He framed the fight as a matter of consumer...
September Fed Rate Cut Is Now a “Go,” Say Barclays and BNP After Powell Speech
Major Wall Street brokerages are rapidly adjusting their forecasts for U.S. monetary policy after Federal Reserve Chair Jerome Powell signaled rising risks in the labor market. His remarks at the...
Donald Trump Makes the Strongest Case for Ripple Without Naming It
For years, traditional banks have pushed back against cryptocurrencies, especially those like XRP that directly challenge the way money moves across borders. But according to analysts, the tide has turned....
Donald Trump, Who Once Called Bitcoin a “Scam,” Now Says Crypto Is the “Solution”
In a stunning reversal, President Donald Trump who once called Bitcoin a “scam” has delivered one of his most direct endorsements of cryptocurrency yet. He is now calling the traditional...
Aquanow-SGB Partnership to Provide Institutional Crypto Banking and Fiat Settlement
Digital asset infrastructure provider Aquanow is partnering with SGB, a fully licensed digital bank, to solve one of the biggest headaches for crypto businesses, open a reliable bank account. The...
Ripple’s $200M Rail Deal Timed Perfect to Boost Its US Bank Charter Bid – Legal Expert
Ripple’s strategic $200 million acquisition of Rail is already making waves in the XRP community amid its strategic timing. In particular, the deal comes just as Ripple secured a decisive...
Chokepoint 3.0? a16z Says Big Banks Are Quietly Strangling Crypto and Fintech Rivals
Andreessen Horowitz (a16z) partner Alex Rampell is sounding the alarm on what he’s calling “Operation Chokepoint 3.0” for the crypto industry. This is a new wave of anti-competition tactics allegedly...
JPMorgan Teams with Coinbase; Eric Balchunas Slams 1.4% Crypto Fees
JPMorgan Chase partnered with Coinbase to enable Chase customers to buy crypto, redeem rewards points for stablecoins, and link bank accounts directly to Coinbase. Coinbase announced on Wednesday that starting...
RAKBANK Partners With Bitpanda to Offer First In-App Crypto Trading in UAE
RAKBANK has officially become the first conventional bank in the UAE to offer crypto brokerage services directly through its mobile banking app. This development marks a notable step forward in...
Goldman Sachs, BNY Mellon Team Up on Blockchain for Money-Market Funds
Wall Street giants Goldman Sachs and BNY Mellon have introduced a new blockchain-based platform for institutional investors to access tokenized money market funds. The system, announced on July 23, allows...
Banks Say No to Ripple, but a Rare Fed Clause Could Force a Yes
Ripple’s quest for a national trust charter reveals intriguing details in Federal Reserve documents. Namely, under the section 12 CFR § 262.3, it’s stated that the Fed must publicize the application and generally...
XRP Whale’s $3.7 Billion Vote of Confidence in Ripple’s Push for a US Bank License
In a bold stride toward mainstream finance, Ripple has officially applied for a national banking license from the U.S. Office of the Comptroller of the Currency (OCC). This application represents...
Deutsche Bank to Establish Bitcoin and Crypto Custody Service
Germany’s Deutsche Bank AG is preparing to establish its crypto asset custody service in 2026, according to Bloomberg. The service will provide secure storage for cryptocurrencies, such as Bitcoin, and...
