- XRP has surged past $3 with over 10% weekly gains
- Fed’s September 17 rate cut decision could drive the next move
- Only 1 in 5,000 people hold XRP showing adoption is still low
XRP climbed above $3 for the first time in weeks, gaining more than 10% in the past seven days. The token is also entering an important week as markets wait for the Federal Reserve’s interest rate decision on September 17. Analysts see a near-certain chance of a rate cut, but the size of the reduction could determine the short-term price direction for crypto.
The recent rally has reignited an important question across the community: is it still early to invest in XRP, or is the opportunity already gone?
Related: XRP Breakout After Consolidation Points to $4 Short-Term, $11 Midterm
The case for “still early”
For many, the phrase “we’re still early” sounds like empty optimism, especially when applied to a token as established as XRP. Yet, adoption numbers paint a different picture.
Out of the planet’s 8 billion people, only about one in every 5,000 currently holds XRP. This low adoption rate has fueled a fresh wave of conviction that global awareness of XRP is still in its infancy.
Additionally, looking past September, many in the market are focused on the last quarter of 2025. There are speculations that a big crypto bull run could be on the way, with some predicting Bitcoin could climb to $150,000–$200,000. If that happens, XRP is likely to ride the bullish wave and see strong gains of its own.
XRP Price Prediction
Important Support And Resistance Levels
XRP has already cleared the $2.85–$2.90 zone and pushed higher. The next targets sit around $3.08–$3.10, with a further push possibly extending toward $3.30–$3.35 if buyers hold momentum.
Support remains firm around $2.85 and $3.01, which could act as safety nets if the price pulls back.
Is $4 Incoming For XRP
Looking ahead, analyst Dark Defender has predicted that if XRP maintains this breakout, the larger Fibonacci targets stand at $4.39 and $5.85. That would place XRP well above its recent highs and in line with a broader bullish setup heading into the next quarter.
Related: XRP Climbs Into Global Top 100 Assets List Ahead of HDFC Bank, Citigroup
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