XRP Price Prediction: Analysts Eye $3.60 Breakout As ETF Reviews Begin

• XRP price consolidates near $3.03, with triangle resistance at $3.20 and support at $2.85 in focus.
• SEC to review multiple XRP ETF filings from October 18, with issuers including Grayscale and ProShares.
• On-chain data shows $11.1M in outflows, but a gradual shift toward neutral flows signals early accumulation.

XRP (CRYPTO: XRP) price today is trading near $3.03, consolidating after a volatile week that saw the token rebound sharply from $2.85 support. Traders are watching closely as the SEC prepares to review multiple XRP ETF applications starting October 18, setting the stage for what could be the most pivotal month of 2025 for the asset.

XRP Price Holds Key Triangle Support

The daily chart shows XRP moving within a tightening symmetrical triangle, with resistance near $3.15–$3.20 and support anchored at $2.85. The 20-day EMA at $2.94 and 50-day EMA at $2.93 continue to provide a technical floor, while the 200-day EMA at $2.62 secures the broader uptrend structure.

The RSI sits around 56, reflecting moderate bullish momentum after recovering from oversold territory in late September. This pattern suggests traders are accumulating within a compressed range, awaiting a decisive breakout.

A sustained move above $3.20 could confirm a bullish breakout, targeting $3.35–$3.60, while a rejection below $2.85 risks a pullback to the $2.62–$2.65 zone.

Institutional Momentum Builds Ahead Of ETF Decisions

Market sentiment strengthened after analyst Crypto King highlighted that the SEC will begin reviewing XRP ETF filings from October 18. The filings list major issuers including Grayscale, ProShares, WisdomTree, 21Shares, and Franklin Templeton, with proposed fund sizes ranging from $200 million to $1.5 trillion.

If even one of these funds is approved, analysts expect a substantial inflow of institutional capital into XRP markets. Historical patterns from Bitcoin and Ethereum ETFs show that approval phases often coincide with significant price volatility and sustained accumulation phases.

This backdrop has made XRP one of the most closely watched assets heading into the mid-October decision window.

On-Chain Flows Reflect Cautious Positioning

On-chain data from Coinglass shows that XRP recorded a net outflow of $11.1 million on October 4, reflecting short-term profit-taking after last week’s rebound. Despite this, the overall pattern since late September indicates a gradual shift from heavy outflows toward neutral netflows, suggesting early signs of accumulation.

The inflow-to-outflow ratio remains subdued, meaning traders are still cautious about committing large capital ahead of the SEC review. Analysts note that a series of positive netflows above $50 million could mark the start of renewed institutional accumulation.

Outlook: Will XRP Surge?

The short-term XRP price prediction remains cautiously bullish. ETF anticipation is acting as a powerful narrative driver, but the technical setup still requires confirmation. As long as XRP price today holds above $2.85, the structure favors a retest of $3.20 and potentially $3.35–$3.60 ahead of the SEC review window.

A breakdown below $2.85 would shift focus back to the $2.62 support, delaying the bullish outlook. Analysts believe the next 10 trading days will determine whether XRP enters a new phase of institutional-driven momentum or remains confined within consolidation.

Technical Forecast Summary