- Bitget Wallet launches PayFi Odyssey on Stellar to boost everyday crypto payments in emerging markets.
- Users can earn rewards by using crypto cards, QR payments, and on-chain transfers through July.
- Stablecoins are still mostly used for trading, but Bitget targets real-world payment adoption globally.
Bitget Wallet has launched a new project called “PayFi Odyssey” with Stellar. The goal is to increase the use of crypto for everyday payments in emerging markets across Asia, Africa, and Latin America through crypto cards, QR payments, and onchain transfers
Stablecoin use is growing globally. However, most people still use stablecoins for trading or large transfers, rather than daily spending. Bitget Wallet says this new project aims to change that by making crypto easier to use for regular payments.
PayFi Odyssey Will Run Through July
Bitget Wallet said PayFi Odyssey will roll out in different phases through July. The project also includes a $300,000 rewards program to encourage people to use crypto for daily payments.
Users can earn rewards by:
- Using crypto cards for purchases
- Paying with QR codes
- Sending funds on-chain
Rewards will depend on user activity.
Meanwhile, the company will also launch a “Crypto Survival Plan,” showcasing how people across different regions use crypto in real-life situations to spend, send, and manage money.
Bitget Wallet said the expansion builds on its earlier integration with Stellar. It is also part of the company’s broader “Onchain Payments Matrix.” This system is designed to connect blockchains, banks, and payment networks into a unified stablecoin payment network.
In this setup, Stellar helps process fast and low-cost transactions alongside other payment systems.
Most Stablecoin Activity Is Still Trading
Bitget Wallet said there is still a significant gap between stablecoin transaction volume and real-world usage.
According to industry data shared by the company, stablecoin transaction volume reached about $35 trillion in 2025. However, only around 1%, or about $390 billion, was linked to payments for goods, services, and transfers.
Most stablecoin activity still comes from trading and large transfers.
The company added that emerging markets are seeing rapid growth in real-world stablecoin use, especially for mobile and peer-to-peer payments.
Bitget Wallet COO Alvin Kan said stablecoin activity has grown quickly, but everyday use remains limited. He said the company wants to make crypto more useful for daily payments by improving payment infrastructure on Stellar and connecting different financial systems more smoothly.
Stellar Foundation executive Raja Chakravorti said Stellar was built for fast and affordable global transactions. He added that Bitget Wallet is helping bring this technology to everyday users.
Bitget Wallet Says It Has 90 Million Users
Bitget Wallet described itself as a finance app focused on making crypto simpler and safer to use. The company said it now serves more than 90 million users worldwide. The app allows users to swap and earn crypto, and it also supports stablecoin payments through crypto cards.
Bitget Wallet said it is a fully self-custodial wallet, meaning the company does not control users’ funds, private keys, or personal data. It also said it has a $300 million user protection fund to improve security for users involved in on-chain finance activities.
Related: Bitget Wallet Integrates xStocks, Unlocking 300+ Tokenized Assets for 90M Users
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