- Three AI platforms project XRP will trade between $1.35 and $2.20 in March 2026.
- A 60%-plus drop from XRP’s 2025 high of $3.65 leaves the token in a corrective phase entering March.
- ETF flows, BTC price, and macro sentiment drive short-term XRP moves.
Three AI models, ChatGPT, Claude, and Grok, have released separate analyses of the XRP price. They projected the asset will trade between $1.35 and $2.20 during March as investors contend with a steep price correction.
Where XRP Stands
XRP trades 62% below its 2025 high of $3.65. The token is trading at $1.44 at press time, recovering 5.3% in a single session after a month of heavy selling. Notably, February ranks among XRP’s worst months in recent history.
On the technical chart, XRP is below its 20-day and 50-day moving averages, which are now acting as resistance around $1.44. Momentum is slowing, as the MACD indicator has turned negative.
Despite recent weakness, XRP remains above its 50-week and 200-week moving averages, both rising, showing that the multi-year uptrend is still intact.
XRP Outlook According to the AI Models
ChatGPT
The OpenAI chatbot framed its March 2026 XRP analysis around four distinct scenarios. In the bearish case, the platform placed XRP in a $1.20 to $1.75 range, citing nervous markets and limited buying pressure. Its base case projected a range of $2.00 to $3.15, supported by steady institutional flows and continued XRP utility in payments.
A bullish scenario, contingent on accelerating ETF inflows and positive adoption news, carried a projected range of $3.50 to $5.10. A high-conviction bull case, modeled on structural inflow growth, pointed toward prices above $4.00.
On the fundamental side, ChatGPT highlighted Ripple’s acquisition of Hidden Road, which gave the company access to $3 trillion in annual clearing volume, as well as the launch of RLUSD, Ripple’s regulated stablecoin.
On macro factors, ChatGPT noted that broader equity weakness and risk-off sentiment have pulled crypto prices lower in early 2026. The platform said a more dovish Federal Reserve in the first quarter of 2026 could tilt sentiment back toward risk assets, but added that the overall macro view for March remains cautious.
Grok
Elon Musk’s Grok highlighted that XRP is on track for a rare fifth consecutive red monthly candle, a streak that, when it last occurred in 2016, preceded a multi-month rally to its all-time high in 2018.
Grok placed its base case at 50% to 60% probability in the $1.50 to $1.70 range for March. It said a 15% to 20% bounce is plausible if technical support holds and catalysts align.
The platform set its bullish scenario, assigned a 25% to 30% probability, at $1.80 to $2.00 or above, requiring strong ETF approval news or a Bitcoin rally.
Meanwhile, Grok sees a bearish case, with a 15% to 20% probability for XRP return to $1.20 to $1.30 if Bitcoin breaks below key support levels or macro conditions deteriorate further.
Grok gave particular weight to a pending U.S. SEC decision on T. Rowe Price’s active crypto ETF, which includes XRP among a basket of five to 15 digital assets. The asset manager controls approximately $1.8 trillion in assets, and Grok described ETF approval as highly bullish for institutional access to XRP.
The platform also highlighted XRP ETF products from Bitwise, Grayscale, Franklin Templeton, and 21Shares. Notably, these ETFs collectively hold more than 792 million XRP tokens, roughly 0.8% of the total supply, and have continued recording positive inflows even as prices fell.
Claude
Claude described XRP’s near-term posture as a cautious recovery within a structurally weak setup. The platform said XRP recently broke above its daily pivot at $1.34 and was testing the 61.8% Fibonacci retracement level at $1.44 at the time of analysis.
Claude placed the RSI at approximately 35.3, a level that historically leaves room for further upside without entering overbought territory. A daily close above $1.44, Claude said, would confirm bullish momentum with $1.54 as the next upside target.
Claude projected an average trading value near $1.47 for March, with a base-case range of $1.35 to $1.60 reflecting sideways-to-mildly-bullish consolidation.
A recovery toward $1.80 to $2.20 would be possible if Bitcoin holds above $67,000, ETF inflows exceed $10 million per week, and Ripple announces new institutional partnerships. The bear case, a return to $1.00 to $1.35, would require a Bitcoin breakdown below $60,000 or a fresh macro shock.
Fundamental Factors for XRP Outlook
Ripple spent more than $2.4 billion on acquisitions in 2025. The $1.25 billion purchase of Hidden Road grants Ripple access to significant clearing and prime brokerage infrastructure.
A separate acquisition of GTreasury brought more than 1,000 corporate clients and exposure to $12.5 trillion in payment volumes.
Ripple CEO Brad Garlinghouse has publicly stated he believes there is an 80% chance that the U.S. Digital Asset Market CLARITY Act will pass by April 2026. Should that legislation advance, it would shift regulatory oversight of crypto markets in a direction widely seen as favorable to XRP and Ripple’s core business model.
Elsewhere, Standard Chartered analysts lowered their 2026 XRP price target from $8 to $2.80 in February, citing slower-than-expected adoption progress, even as they maintained a broadly constructive long-term view.
Related: XRP Price Outlook for March 2026 After Five Red Months — Reversal Ahead?
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