- XRP is trading near $1.40 as CLARITY Act’s Senate failure revives $1,000 hype.
- Senator Cynthia Lummis offered over 100 concessions, but the bill fell short now.
- Analysts say XRP adoption on the ledger matters more than price predictions now.
XRP is trading near $1.40, but the CLARITY Act’s failure to clear the Senate this week has revived one of crypto’s oldest fantasies, a four-figure XRP. Journalist Eleanor Terrett summed up the mood on X, saying her feed was split evenly between people arguing over who tanked the bill and posts insisting XRP is still headed to $1,000.
Why The Bill’s Failure Fed The Narrative
The CLARITY Act needed nine Democratic votes to clear a 60-vote threshold and came up short, despite Senator Cynthia Lummis offering more than 100 concessions on anti-money laundering and custody rules.
With that path closed for now, a 2026 signing looks unlikely. Ripple has spent years framing federal market-structure legislation as the trigger for institutional capital to move into XRP at scale, so the delay has pushed some traders back toward speculative price talk instead of a policy timeline.
Math Nobody’s Skipping
XRP supporters ran the numbers publicly and the result is hard to ignore. XRP’s circulating supply sits near 60 billion tokens, and with the full 100 billion token supply factored in, a $1,000 price would put XRP’s fully diluted value close to $100 trillion, larger than the entire global GDP.
That math is unverified beyond the commentator’s own calculation, but it shows why most analysts treat four-figure XRP as a talking point rather than a realistic near-term target.
Adoption Over Predictions
Analyst Vet pushed back on the price obsession entirely, arguing XRP’s value case rests on actual usage of the XRP Ledger for settlement and liquidity, not round-number targets pulled from social media. Dom Kwok took the opposite stance, calling $1,000 “more likely than ever” given growing institutional interest, though he offered no timeline or supporting data for the claim.
What Could Undermine The Bull Case
XRP still carries roughly 31 billion tokens locked in escrow, a supply overhang that could weigh on any rally if released faster than demand absorbs it. Competing settlement networks, including JPMorgan’s Kinexys platform, are also building rails that could reduce reliance on the XRP Ledger for cross-border settlement.
Levels That Actually Matter Now
Away from the speculation, there is a more immediate setup. XRP flipping $1.50 into support remains the only level that matters for XRP right now, a price point it has struggled to hold above for 230 days straight. If that flip happens, it could open the door for a move toward $1.80 or higher,
Related: XRP Price Prediction Q4 2026: ChatGPT, Claude, Grok and Gemini Don’t Agree
Related: XRP Whale Flows Send Mixed Signals on Binance—What’s Really Happening?
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