XRP Price Prediction: Ripple’s Own CTO Tells XRP Investors They Are Fooling Themselves

• XRP trades at $1.4349, up 0.08%, sitting inside a rising wedge with the 20-day EMA at $1.4066 as the nearest support.
• XRP spot ETFs pulled $6.44M in daily inflows on April 24, pushing cumulative net inflows to $1.29B across five products.
• Ripple CTO David Schwartz publicly rejected central bank adoption theories, warning XRP investors they are “fooling themselves.”

XRP trades at $1.4349 on April 25, holding inside a rising wedge that has been forming since the February low near $1.20, as spot ETF inflows continue building and Ripple’s own CTO steps in to cool down the speculation driving part of the narrative. 

XRP Daily Chart: Rising Wedge Tightens With MACD Crossing Bullish

XRP has been building a rising wedge since the February low near $1.20, with the lower boundary rising steadily and the upper boundary capping price near $1.55 through late April. Price sits at $1.4349, inside the wedge and below the converging upper boundary. Rising wedges typically resolve to the downside, but the MACD complicates that read. The signal line at 0.0176 is above zero, the histogram is green, and the MACD line at 0.0055 is crossing up toward it, suggesting short-term momentum is still with the bulls.

The EMA stack tells a mixed story. The 20-day at $1.4066 and 50-day at $1.4154 are both just below current price and acting as support. The 100-day at $1.5313 and 200-day at $1.7720 sit overhead as the bigger obstacles. A breakout above the wedge upper boundary near $1.55 would need to clear the 100-day almost simultaneously to mean anything on the daily.

XRP Key levels for April 26:

• 20-day EMA support: $1.4066
• 50-day EMA support: $1.4154
• Current price: $1.4349
• Wedge upper boundary: $1.5500
• 100-day EMA resistance: $1.5313
• 200-day EMA resistance: $1.7720

XRP Spot ETF Inflows Hit $1.29B Cumulative With No Signs Of Slowing

Daily net inflow on April 24 came in at $6.44M, following $3.89M on April 23 and $2.42M on April 22. The cumulative total across all five products now sits at $1.29B, with total net assets at $1.10B representing 1.23% of XRP’s market cap.

The inflow trend through April has been consistently positive, with the strongest single-day figure reaching $17.11M on April 15. 

Moreover, on-chain data cited by fiatleak shows exchange reserves declining and accumulation continuing alongside the ETF demand, suggesting institutional buying is not the only source of the bid. Price has remained range-bound between $1.30 and $1.45 through most of this, compressing rather than breaking, which points to a volatility squeeze building underneath the surface.

Ripple’s CTO Just Called Out His Own Community

David Schwartz, Ripple’s Chief Technology Officer, posted on X this week pushing back directly against the narratives that have long circulated around XRP, specifically the theories suggesting Ripple is orchestrating a quiet, large-scale rollout involving central banks.

Schwartz confirmed that NDAs are standard across Ripple’s partner relationships but was direct about what that does and does not mean. Investors treating confidentiality agreements as evidence of an imminent major event are, in his words, “fooling themselves.” 

On the central bank question specifically, he acknowledged that Ripple has relationships with central banks, some announced and some not, but drew a hard line at the theory that those banks would back their currencies with XRP, calling it a textbook conspiracy theory.

XRP Price Prediction: April 26 Outlook

• Upside: XRP holds the 20 and 50-day EMAs and breaks above the wedge upper boundary near $1.55, clearing the 100-day EMA at $1.5313 on a daily close. Continued ETF inflows above $5M per day and declining exchange reserves support that move. The 200-day EMA at $1.7720 becomes the next target if the breakout holds.
  
• Downside: The wedge resolves lower as the pattern suggests it should, breaking below the 20-day EMA at $1.4066. Support then shifts to the $1.30 to $1.35 range identified in on-chain data. A drop into that zone without a pickup in ETF inflows would put the February low near $1.20 back in view.