- DBS plans to launch tokenized physical gold for retail investors in H2 2026.
- DBS Physical Gold Tokens will let retail users access and trade tokenized gold via the digibank app.
- DBS may list tokenized gold on its exchange, enabling smaller and 24/7 trades.
DBS Group, Singapore’s largest bank, said it will offer tokenized physical gold to retail customers via its digibank app in the second half of 2026. The product will allow users to buy, hold, and trade digital tokens backed one-to-one by physical gold stored in a Singapore vault.
DBS Launches Tokenized Physical Gold for Retail Customers
Singapore’s DBS bank announced that it will offer tokenized physical gold to retail customers starting in the second half of 2026. The product, known as DBS Physical Gold Tokens, will be available through the bank’s digibank app.
This marks the first such offering in Singapore that enables retail customers to digitally access, hold, and trade tokenized physical gold through a single platform. Retail customers will be able to purchase smaller amounts starting from one gram.
Why the Bank Is Tokenizing Gold Now
DBS is introducing tokenized physical gold for retail customers because of the robust demand for the precious metal as a safe-haven asset. Physical gold holdings among the bank’s wealth clients have more than doubled over the past three years.
James Tan, the bank’s group head of investment products and advisory services, said, “Gold as an asset class has taken off in recent years,” and added that tokenization would allow more retail customers to invest in gold.
Meanwhile, Gold has performed strongly as a portfolio diversifier amid persistent concerns over inflation, geopolitical tensions, and market volatility. The metal reached a record high of US$5,600 per ounce earlier in 2026 before pulling back.
What’s Next for DBS Tokenized Gold?
Notably, DBS is actively exploring a listing of the tokens on its DBS Digital Exchange (DDEx) for accredited investors and institutional partners, with further details to be announced in due course. This would extend secondary market liquidity beyond the retail app environment. At press time, Gold trades at $4,086.14, down 0.57% in the last 24 hours.
This new initiative forms part of DBS’s broader asset digitalization strategy, building on prior tokenization of structured notes on Ethereum in 2025 and listing of tokenized money market funds like sgBENJI with stablecoins, enabling integrated portfolio rebalancing and 24/7 trading across traditional and digital assets.
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