- XRP faces a Fed access claim as Ripple’s master account request returns to focus again.
- Stevenson says a 90-day written Fed decision could end Ripple’s long regulatory limbo.
- XRP slips near $1.09 as ETF inflows fail to offset broader crypto market pressure again.
Ripple’s long-running effort to secure Federal Reserve master account access returned to focus as XRP traded under pressure in June. Analyst Dr. Kamilah Stevenson claimed the Fed may now face a 90-day deadline to issue a written decision.
In a recent XRP-focused video, Stevenson said Ripple’s request had remained unresolved for years. She described the process as a prolonged delay rather than a direct rejection.
XRP Fed Access Claim Puts Ripple’s Payment Role in Focus
The analyst’s claim centers on a new executive order that she said requires the Fed to provide a written yes-or-no response on master account access within 90 days. Stevenson said it limits the Fed’s ability to leave such requests unanswered.
The analyst stressed that the reported timeline does not guarantee approval for Ripple. However, Stevenson argued that a formal response would still mark a major shift. Ripple’s request may no longer remain unresolved if the Fed applies the 90-day application timeline.
Master account access allows eligible financial institutions to connect directly with the Federal Reserve’s payment system. For Ripple, that access could carry strategic importance because its business is built around blockchain-based settlement and cross-border payment infrastructure.
Stevenson framed the issue as an infrastructure matter rather than a short-term market catalyst. She repeated the phrase “architecture first, price second” to explain why the decision could matter for XRP beyond daily trading moves.
Stevenson argued that XRP’s long-term relevance could depend partly on Ripple gaining stronger access to regulated payment rails. A formal rejection could give Ripple a clearer basis to respond through legal or political channels. Approval could affect how institutions assess its settlement network.
XRP Support Break Adds Pressure to Ripple Outlook
The regulatory claim comes as XRP faces renewed weakness in the spot market. The token opened June with its sharpest decline in three months, based on the provided market details.
For months, the $1.20 level acted as a key support area. That floor has now been breached, with XRP trading near $1.09 and moving closer to the $1.00 zone. The decline also followed wider pressure across the crypto market.
However, institutional flows offered only limited relief. XRP spot ETFs recorded $3.83 million in inflows on Thursday, according to SoSoValue data. Cumulative inflows stood at $1.43 billion, while net assets under management averaged $1.01 billion.

Source: SoSo Value
The price action suggests traders remain focused on support levels despite the ETF inflows. A sustained break below $1.00 could increase concern. While a recovery above $1.20 may be needed to rebuild short-term confidence.
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