- Bridge secured MiCA and EMI licences in Luxembourg, opening up all 27 EU states.
- Businesses can issue custom euro stablecoins via Bridge on a single integration.
- Fintechs can offer customers named IBANs working across all 27 EU member states.
Bridge, the stablecoin payment and infrastructure platform owned by Stripe, has secured dual regulatory authorisation in Luxembourg, making it one of the most comprehensively licensed stablecoin providers in Europe.
The company obtained both a Crypto Asset Service Provider authorisation under the EU’s Markets in Crypto-Assets Regulation and an Electronic Money Institution licence. Together, these cover all 27 EU member states under a single regulatory umbrella, removing the need for separate country-by-country licensing.
What the Licences Actually Enable
The dual authorisation opens up a set of capabilities that were previously difficult or impossible to offer compliantly across Europe in one integration.
Fintechs can now give their customers named virtual IBANs and euro accounts that work across every EU member state, allowing them to embed cross-border money movement into their products without maintaining separate banking relationships in each country.
Businesses can issue their own euro-backed stablecoins for use in on and off ramps, rewards programmes, loyalty schemes, or in-app currencies, without having to build the underlying compliance and reserve infrastructure themselves.
Enterprises can move funds between subsidiaries using custom stablecoins, bypassing slow correspondent banking rails. Banks and financial institutions can settle between each other faster and at lower cost by using stablecoin infrastructure rather than traditional interbank messaging systems.
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What Bridge’s Head of Product Said
Mai Leduc Blount, Head of Product at Bridge, described the practical significance of the milestone. “A business in the EU can now issue its own euro stablecoin and pair it with named IBANs and named EUR payouts across all 27 member states, on a single integration,” she said. “Bridge works closely with regulators around the world so that every global business can benefit from stablecoins.”
The Broader Context
Bridge already enables businesses and developers globally to convert funds between stablecoins and euros. The Luxembourg licences formalise and expand that capability within one of the world’s most rigorous digital asset regulatory frameworks, which sets high standards for capital reserves, custody arrangements, and operational safety.
The announcement follows Ripple’s own preliminary MiCA CASP approval in Luxembourg earlier this month, reinforcing Luxembourg’s position as the regulatory home of choice for stablecoin companies seeking pan-European access.
MiCA, which came into full effect across the EU, has accelerated institutional engagement with stablecoin infrastructure by providing the legal clarity that previously kept many large financial players on the sidelines.
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